How to Make 400 Dollars Fast in Day, Week, or Month

Do you want to learn how to make 400 dollars fast in one day? Getting 400 dollars fast is actually easy in 2024.

Do you want to learn how to make 400 dollars fast in one day? Getting 400 dollars fast is actually easy.

Some of the methods we share will make you $400+ dollars in a single day and some of them will take a little longer.

Take a look and see if any of these free ways to make money fast interest you. In the end, we'll also go over how to invest $400 so you can invest your income wisely.

▼ Today you'll learn +

How to Make 400 Dollars Fast or More

The best way to make money fast are methods that require little effort but can make you $400 fast in one day or more:

1. Make $400 Fast with Game Apps to Win Real Cash

Gone are the times when we used to scratch Charity Sweepstakes at a retailer’s center, nowadays these games are available on your smartphone and web. If you are a fan of these luck games, you can make a buck or two downloading game apps that pay real money.

There is a wide variety of game options and activities to choose from and make money. Some apps offer trivia questions, digital scratch-off cards, playing games and many more options and you can win free gift cards or cash to your mobile phone.

Some of the most reputable apps include Solitaire Cube, Mistplay (Android) and Bingo Cash (our pick). You sign up for an account and start playing your favorite game immediately and make $400 in one day.

2. Make $400 Fast with Food Delivery Apps

Today, everything including your grocery store has been shifted online. Due to the heightened demand due to the pandemic, companies seek to collaborate with freelance delivery agents who benefit from the small delivery fee charged to their clients.

Some of the available food delivery apps include: DoorDash, Instacart, and Uber Eats.

If you want to start earning by using food delivery apps, you simply head over to one of these companies sites, provide your car details, and give a valid driver’s license and immediately start your delivering food around your city for extra cash. All of these gig economy jobs allow you to work on your own schedule and you can earn up to $500 to $900 per week on average just working 30 hours a week part-time.

3. Make $400 Fast Selling Your Data for Cash

Search engines, websites and apps are known for selling your data at exorbitant rates, and often as a user you don’t get a dime from the money they make off your data. However, nowadays there are free apps online where you can sell your data and make some extra cash from home.

Some of them include: MobileXpression, Savvy Connect, Nielsen Mobile Panel, Data Coup and many others.

With these apps, you simply register an account and start making money by voluntarily sharing your browser usage and internet searching habits.

Nielsen Mobile Panel, for instance, tracks people’s internet usage by installing its app to your desktop or mobile device. If you agree to it, then you can make $50 per year just for installing its free app. This is the same case as the rest of these data collection apps, though it depends on the field of interest.

4. Make $400 Fast Watching Ads

Many businesses make sales online through ads and ad campaigns. It makes sense that marketing companies are looking for people who can watch these ads and offer them cash rewards.

To chalk it up, you can make money watching ads with sites like InboxDollars, Swagbucks, SuccessBux and MyPoints.

You can sign up to any of the above sites and start watching these ads for money. With some, you can make $10 fast in a day depending on the ad campaign of your choice.

5. Make $400 Fast Participating in Market Research

Market research is an easy way for brands to learn of a products acceptability in the market using online buyers. There are several market research companies that'll pay you for your opinion. Upon signing up to each, you get access to top paying survey opportunities and you can earn money fast today.

The highest paying survey sites that will pay you free PayPal money include:

Swagbucks

Swagbucks or ‘SB’ as it is commonly referred, is a research portal that rewards its users for taking up easy tasks such as watching videos, participating in a survey, or searching in the web. You are rewarded through royalty points which can be redeemed to gift cards or cash via PayPal. The gift cards can be used in over 1,500 retailer shops globally, while cash is sent to your PayPal account. To get a $5 gift you require a total of 500 points, or alternatively, accumulate a total of 10,000 points to cash out $100 which can be done within a few days of grinding.

Survey Junkie

Survey Junkie has a tagline that says ‘you will not be rich’ to me oozes honesty. It is true you can’t make a fortune from the site, but at least you can make some little pocket change as a part-time hustle. You earn by participating in surveys, and each can pay on average from $1 to $3. The money is rewarded in points form ranging from 20 to 400 depending on the survey. You can only cash out after accruing over 1000 points an equivalent of $10.

InboxDollars

InboxDollars is an online marketing site which rewards members for participating in simple tasks online such as watching TV, completing surveys, watching celebrity news videos, and other tasks. When you sign up you get a free $5, though you can only cash out after getting your balance to $30.

LifePoints

LifePoints is an online community for like-minded individuals willing to share views on certain topics and make some cash out of it. You are rewarded through life points and you can only cash out after accumulating over 550 points which is equal to $5. You can either redeem it to your PayPal account, or get gift cards for different online shops like Ebay, Amazon etc.

Related: Got 30 Min? Here’s How to Make $1,000 Fast in 2021

6. Make $400 Fast with Cash Back Apps

There are cash back apps that can really help you with your buying needs. These types of apps search through the different stores to get you the best deals, trending deals, price cut alerts, featured offers and coupons to save you money.

Some of these cash back apps to help you score $400 fast include:

Rakuten

Rakuten collaborates with some of the world’s biggest brands to give you cashback discounts once you shop in the stores. Some of the stores offer up to 20p cashback which is moved to your account and is dispatched after every quarter year to your PayPal or bank account.

Fetch Rewards

Fetch Rewards also rewards subscribers for purchasing goods in participating stores just like other cash back apps. You simply send proof of purchase by scanning the receipt and for every successful upload you get 5 points. Additionally, you can earn points accruing to 4000 points for every referral.

GetUpside

GetUpside partners with businesses to provide you with bonuses on all purchases made. Most of their partners are in the gas station business, restaurants and grocery stores. On subscribing, you get a map of participating stores in your area to view offers. On getting the offer, you can redeem the points totaling to 1 dollar and above to your PayPal account or Check.

7. Get Up to $400 in Free Stocks

I know it sounds absurd, but yes, there are online companies offering you free stocks in major companies like VISA, Microsoft and many more immediately once your open an account.

This is a good opportunity that can immediately increase your net worth and score you up to $250 quickly. A good example of an investing app that offers this is Robinhood. The investing app serves over 10 million customers globally and provides free stocks of up to $400 once you sign up for a free account. The shares are credited to your account after creating your account. Additionally, trading of stocks, cryptocurrency, ETFS and options is free within the popular investing app.

Other major investing apps that alow offer free stocks for joining include M1 Finance, Public, Webull and Acorns.

You simply create an account with each of these apps and immediately get free shares of stock, which start increasing in value over time and can make you money passively.

8. Earn $400 Fast Passively by Investing In Real Estate

This is a perfect investment opportunity for small investors interested in investing in real estate.

Investing in real estate is super legit in 2021 even if you're a beginner. The best part is that you're not risking money to market swings like you are in the stock market. Historical returns for real estate investing also beats out the S&P 500 year after year.

The most popular real estate investing app that I personally use is Fundrise. This is the best real estate app for like-minded real estate investors that want to get their feet wet in real estate but don't know where to begin. You simply sign up for an account and get started with only $500 to start your journey as a real estate investor.

9. Make $400 Fast Playing with Dogs

If you are a pet lover, who fancies being around dogs, then Rover is a perfect side hustle for you to keep up with your hobby as you make some money.

Heck, this is one of the best ideas to make money if you are a dog lover since you are literally paid to spend some time with your favorite four-legged friends.

As a part-time hustle, you can make on average $1,000 every two weeks to walk dogs or dog sit. Depending on your schedule, you can choose to work for Rover whenever you want or on a full-time basis.

10. Get Paid $400 Fast Reading Emails

There are a bunch of companies that are willing to pay you to get their emails read.

This is mainly for marketing purposes, and you can quickly make extra cash from the comfort of your home.

Some of the reputable agencies which offer these services include Swagbucks, InboxDollarsInboxPays and Toluna.

11. Get Spotted Money Today

Want to get spotted a free $500 without having to take out a personal loan? Simply sign up for Dave, and the free banking app will lend you cash for free, you just relax while it will spot you up to $250 any time.

There’s no catch.

Dave can spot you up to $500 from your next paycheck. No late fees, no interest, no credit check.

This bank account is legit and only takes two minutes to sign up for an account. Now you can get some beer money at any time — for free!

You didn’t have to do anything, other than originally sign up for Dave. It’s as simple as that.

12. Find $400 Fast in Hidden Money

Oftentimes, you may be spending more than necessary on your monthly bills, probably due to inflated bills, higher prices on some products, or even redundant subscriptions (hello Netflix and Hulu).

However, there are new bill negotiation tools on the market like Rocket Money that help you save money by negotiating cable, internet, phone, and medical bills.

Rocket Money is a top choice for those who want a budgeting app that can assist in lowering expenses. It allows you to monitor your bank account spending and establish a budget.

Additionally, the app’s noteworthy attribute is its Bill Negotiation feature, which can evaluate whether you can receive the same service from a company at a reduced price if you upload a copy of your bill.

13. Get Paid $400 to Walk

I know you can’t count the miles you walk in a day, but the news I am about to drop now will make you more concerned with that data.

Nowadays, there are platforms online conducting exercising surveys, and they are typically paying you to walk. Yes, you heard that right!

You simply sign up to the sites, and they track your walked distance and award you with points. Redeemable as either hand cash or points to buy in a store. Some of the best examples of such apps include Achievement, HealthyWage, Sweatcoin.

14. Sell Your Stuff to Earn $400 in Cash Money

Do you still have your old phones, textbooks, DVDs, electronics, games or other items cluttered in your house? Are you wondering how to make better use of them?

Then this side hustle is for you, there are a bunch of sites online like Decluttr that will buy your old junk with an instant cash quote.

This way you can make extra money from items that you could have otherwise thrown away or donated. Of course, you can choose to sell this stuff on Facebook Marketplace or use selling apps, but who likes doing that. You can see how much your old junk can make you by using this free Decluttr cash quote calculator.

15. Make $400 Fast Starting a Blog

If you are a good writer, then you can start a blog on a specific niche that you are well-versed to make passive income. Even if you aren't a good writer you could always outsource the writing for cheap.

To monetize your blog, you're required to have a reputable online presence by hosting your blog on the web. Bluehost is one of the cheapest web hosting companies available. You only pay a $3.95 monthly hosting fee and you can enjoy building your blog and making money from it. Plus, they'll help you set up your blog within minutes and it's so cheap (cheaper than a latte at Starbucks ☕).

Within your blog, there are several ways to make $400 per day or more consistently. You can opt to post up ads and earn from Google Adsense or alternatively use it for affiliate marketing and make money from popular brands. It'll take some grind and hustle to build your blog with content and start ranking in search engines, but it'll all be worth it.

Related: Got 30 Min? Here’s How to Make $100 Fast

16. Claim $400 Fast with Open Class Action Lawsuits

Sometimes, you may be involved in a compensation claim which you are not privy to.

According to research, the US has over $10 Million in unclaimed compensation or settlement claims every year.

This is often due to you simply not knowing that you're eligible for a class action lawsuit payout. Do you want to see if you qualify for any of this month's class-action settlements?

Take a look at the latest open class-action lawsuit settlements that you may be eligible for.

17. Make $400 Fast Doing Freelance Work Online

There is an avalanche of online freelancing sites offering jobs in different fields. These freelancing sites link online workers with clients at a small fee. If you are a freelance writer, for example, you can join popular freelancing sites and start getting gigs, and the same applies to other types of freelancing gigs.

Generally, you'll want to build a track record of positive reviews on these freelancing sites and you can start making money doing what you like, at on the comfort of your couch. Some of the best sites to get the freelancing gigs include FlexJobs, Upwork, Freelancer, Fiverr and you can get a gig on typically on any field of online work.

18. Rent Out Your Car to Score 400 Dollars Cash

The car renting business is still one of the few lucrative ventures in the US. However, the digital wave is slowly changing the business from physical locations and nowadays people can book a car at the comfort of their home.

This technology is so advanced, that one can even book a car just like an Airbnb, from any place in the world.

This is made possible by some available apps like Turo and Getaround which helps link car renters to those to want to share their truck, sports car, or anything in between.

You can list your car for free on these apps and make passive income with an idle car that's just sitting in the parking lot half the time. Don't worry about having cash checks or money orders with for your earnings, Turo and Getaround will deposit your earnings directly to your bank account via ACH transfers.

18. Make $400 Fast Teaching Other Kids

With this fast-rising internet era, most things including learning are quickly shifting online. Hence, there are numerous teaching opportunities available for qualified tutors. A good example of teaching gigs is VIPKiD. VIPKiD is based in China and mainly specializes in the English curriculum for kids aged between 4 and 12 years. The lessons are conducted face to face through Skype or directly through their platforms.

Signing up is easy and convenient, and you must go through a 30 minutes interview to gauge your prowess. On qualifying, you are assigned a class of 25 minutes for $7 to $9 per class with a chance for multiple bonuses according to your performance. Funds are sent twice every month for all complete lessons.

It's a legitimate way to consistently make $400 every week. All you need is a bachelor's degree (or higher) in any field and at least 1 year of teaching experience (includes homeschooling, tutoring, coaching, mentoring or other life experiences).

19. Make $400 Fast Charging Scooters

Most evenings in your city are filled with scooters that need to be recharged. Nowadays, the process is even easier since apps help juicers in identifying scooters that need charging around their neighborhood.

Some of the most reputable scooter companies that'll pay you to charge scooters include Bird and Lime, where you can get paid up to $7 for charging a single scooter. This can be a great part-time venture since most juicers work at night and can score $500 per week working just a few days out of a week.

20. Make $400 Fast on Social Media

In 2020 alone, about 3.6 billion people use social media globally. Some of the most used social media platforms include Facebook, Instacart, YouTube, Twitter, Snapchat and Twitch. This has opened up a wide variety of money-making opportunities to make money on social media.

You can now make money online without owning a website or blog by simply using social media platforms. For example, you can join affiliate programs and post your affiliate links across your social media profiles and earn a commission for each sale. You can also partner with popular brands and post sponsored posts — the money-making opportunities are endless if you have a loyal following and some followers.

21. Make $400 Fast Taking Photos

Hey there shutterbugs, did you know you can make money by selling those perfect shots resting on your hard drive?

You can sell some of your best photos online through websites like Fotofolia, iStock Photo, Shutter Stock and PhotoMoola, and make a fortune from your hobby.

Typically, these sites link you to potential buyers at a fee of about 30% of the total money earned. You can get as many customers as you can possibly reach. Each photo goes for about $10 depending on the quality and buyer. So making $400 fast is definitely possible, and pretty passive once you list your photos.

22. Get Paid $400 to Test Apps

Most websites and app developers want to bring to the market a seamless app or website, and they therefore require the input of app testers.

These testers should monitor the application’s usability, design and functionality. In some advanced levels, you may be required to conduct a bug test to identify any technical problem. As an app tester, you test the app and proceed to submit a report, and you get rewarded with $10 to $20 per test.

Some of the best sites to get these gigs include TrymyUI, User Testing, TestBirds and many more. You simply sign up for these user testing sites and start making some money testing apps and websites to help you can score $400 in no time.

23. Make $400 Donating Plasma

Nowadays, you can make some money donating blood products like plasma. You simply visit a plasma donation center near you, they will test your blood, remove it and separate the plasma — the clear liquid in blood, and then return your blood.

The plasma helps folks with clotting disorders and you can make up to $50 for every donation. So after two donations, you would have met your goal of making $400 fast.

24. Get Paid $400 to Chat Online

How many hours on a specific day, do you spend chatting with friends? Did you know you could use the same energy chatting with people online on behalf of big brands and make a kill out of it?

Many companies are willing to pay you to chat with their clients and keep them busy. Some of the few reputable sites for online chatting include Amazon Chat Support Representative, LiveWorld, The Chat Shop, and JustAnswer.

Alternatively, if you want a less formal setup, there are apps that pay you to chat and flirt with people online. The sites recruit you and train you on their chatting formalities before getting you live and then you can start making money.

25. Sell Your Idea to Companies for $400 or More

There are loads of companies out there who are willing to buy into an innovative idea. Long ago, selling an idea was a hustle since you had to physically look for a sponsor, but that’s not the narrative anymore. There is a wide variety of companies online that help you get an investor or better still get a buyer for your idea.

Some of the companies that'll buy your idea include 3M, Dorman Products, Inc., Henke, and Sharper Image. They keenly scrutinize your idea and allow you to negotiate a price according to the creativity and niche of your idea. The highest selling ideas revolve around the tech niche but by searching the web you can get buyers around many other niches.

26. Get Paid $400 to Post Ads Online

Ads are slowly growing to be a reputable online marketing tool for businesses to generate traffic online. When we are binge-watching cat videos on YouTube, the ads may seem boring, but to others, it’s a money-making venture.

With the social media era, you can easily create an account on one of the top social media platforms and purely use it to post ads and make some money online.

Many businesses are seeking digital marketers to help push their brand, and as an ads expert, you are a perfect fit. Some of the best social media platforms which help ad experts generate income include Facebook, Pinterest, Instagram, and YouTube.

Furthermore, if you have a blog, you can decide to monetize it by incorporating ads like Google Adsense which in turn generates you money anytime your readers click them.

27. Work as a Virtual Assistant to Earn $400 Fast

Sometimes a company may have a simple task that doesn’t require a full-time worker. This prompts them to hire an assistant online to help with the task, thereby opening up opportunities for virtual assistants.

In essence, you'll be able to make money, working flexible hours, and only this time you can work from anywhere in the world. Most companies contract HR agencies to help in shortlisting the VA, hence you must be good at your field to substantiate a good deal.

Some sites like Upwork, Fiverr, and Freelancer are popular with providing VA opportunities from across the USA. You can get an account with them and start looking for opportunities.

29. Get Paid $400 to Read Books

Book publishers are always on the lookout for book reviewers, to help them in editing the final copy of a given book. This is an easy way for book lovers to make money doing what they love, reading books.

You should only read the book on your selected genre, then provide an honest review and get paid immediately. Publishers work with some sites which help them reach freelance readers to help them review a book of course at a fee.

Some of these available sites include OnlineBookClub.org, Any Subject Books, The U.S. Review of Books and many more. Signing up is free and members can cash-out earnings via PayPal or direct deposit after reaching the site’s minimum threshold limit.

30. Rent Out Your Room to Make Over 400 Dollars Fast

Airbnb is the fastest link between home or cottage owners and tourists. With the platform, a house owner can rent out their spare room or entire house to people seeking a place to stay.

On the other end, a tourist seeking accommodation views the house on the Airbnb site and can book from anywhere globally. The transactions happen through e-money transfer channels, and Airbnb charges a maintenance fee.

This is a kickass deal mainly if you have an extra space to rent out. The value of your nightly rate depends on the specifications and location, hence you should do your research before listing your room for rent.

31. Become a Bartender or a Server to Make $400 Every Day

Over the weekends, clubhouses and restaurants are a flurry of activity as revelers wind down the week. The workload at such times may be overwhelming to the available staff, and most of these joints end up hiring bartenders and waitresses on a casual basis. This is a perfect hustle for a part-time worker seeking to make a fortune. Often, the only requirement is your age and availability and from there you start earning.

32. Negotiating For a Pay Raise to Get $400 More Each Paycheck

Sometimes as an employee, you can get to a state where you can’t foot your bills probably due to high mortgage or increased responsibilities. In such a case, you have nothing to lose from asking for a pay rise from your employer. While your request can be rejected at your employee’s discretion, you've lost nothing for asking.

33. Make $400 with Dropshipping

Dropshipping on Shopify is a great way to make $400 after you set everything up. You can start when you choose a dropshipping business idea, find a product to sell with competitive research, find a dropshipping supplier, and build your eCommerce store.

Then you'll want to register your business with the government (if applicable), load your products onto the site using Shopify integrations, and launch and start marketing your dropshipping store. While earning money won't come right away, it'll lead to a consistent online business that'll help you earn money online.

How to Invest $400

If you want to learn the best ways to invest 400 dollars that you may or may not have (just yet), let's learn how to do it.

Invest $400 in Robo Advisors

Robo advisors offer a hands-free approach to investing $400 in a safe manner. Robo advisors (roboadvisors, robo-advisers) are apps that provide automated, algorithm-driven investment services without you needing to lift a finger. Robo advisors are very low cost and often have no minimum balance requirements. They also tend to follow optimized indexed strategies that are best suited for most investors.

Here is the average return for some of the most popular robo advisors available (2.5-year annualized return data, which is net of fees and covers Dec. 31, 2017, to June 30, 2020):

Robo-advisor 2.5-year annualized return
Acorns 3.49%
Ally Financial 3.22%
Axos Invest 4.38%
Betterment 1.80%
E-Trade 3.54%
Ellevest 2.90%
Fidelity Go 3.88%
FutureAdvisor 3.34%
Merrill Edge 2.83%
Personal Capital 1.72%
Schwab 0.81%
SigFig 4.71%
SoFi 4.03%
TD Ameritrade 3.62%
TIAA 4.20%
Vanguard 3.42%
Wealthfront 2.77%
Wealthsimple 3.20%
Wells Fargo 3.52%
Zacks Advantage 3.49%
Source: NerdWallet

While robo advisors give you exposure to the broad stock market, you're still at risk of losing money in the short term. However, in the long term, your $400 will grow if you have a long term outlook. While past results are no guarantee of future returns, historical returns suggest that long-term investing in stocks generally yields positive results, if given enough time.

Pay Off your Debt with $400

It may sound odd but paying off your debt is the first and biggest investment you can make with a $400 in your account. Getting out from under the shadow of debt can seem like an insurmountable task, but with a large cash balance of $400, it’s entirely possible to start to reclaim your financial freedom once again.

While certain costs and setbacks simply cannot be avoided, there are a number of strategies you can employ that will stack the cards in your favor in life. And having $400 to pay off debt can definitely set you up for success. After all, the interest on any debt you have grows with time and the sooner you pay it off, the more you will save.

Related: 6 Reasons People Stay in Debt

Invest $400 in Index Funds

Investing in index funds is like investing in the stock market without taking on too much risk. The risk of investing in index funds is very minimal yet the benefits are massive. The trick is to diversify your stocks by buying the largest companies through your index fund.

Invest $400 in Peer to Peer Lending

This is a way to make a direct impact in the lives of people. This is how it works: you sign up on a platform like Lending Club or Prosper and start giving loans to peers registered on the platform. You can buy into a thousand different loans to spread out risks and earn a profit in the form of interest.

Invest $400 in Short-Term Government Bonds

These are bonds with maturities of less than five years. They don’t yield much but they have lower risk and preserve capital.

Invest $400 in a Checking Account

This is necessary because it gives you access to your money and makes it easy for you to meet your financial obligations.

Invest $400 in a High-Yield Savings Account

This is another way to invest your $400. It’s much more profitable than the normal savings account. Your money can sit in there and accrue some interest until you are ready to invest in bigger and more profitable ventures.

Invest $400 in Yourself

Investing in yourself is one of the best investments you could ever make and it can take many forms: pursuing a creative project, nurturing a talent taking a course, or learning a new skill.

Invest $400 in Annuities

This is a low-yielding investment that could pay as low as 3% on your capital. The advantage is that your capital is kept safe and your returns are guaranteed.

One of the best ways to invest 400 dollars is to make an impact in the lives of the less fortunate through charitable giving. Investors who are into impact investing also get tax deductions.

Invest $400 in an Emergency Fund

One wise thing to do once you have $400 in hand is to set up an emergency fund or fund it if you already have one. It will shield you from life’s unpleasant surprises.

Avoid Needing $400 Fast Next Time

At this point, you must have seen how complex the process can be when you need money fast in a crunch. But you still have hope to help you evade such situations next time.

Some of the applicable financial tricks that'll help you avoid this from happening again include:

  • Save your money in a separate savings account.
  • Automate your savings account from your monthly earnings.
  • Budget your money effectively.

How to Fail at Making 400 Dollars Fast

The only way of failing at learning how to make 400 dollars fast is giving up.

If you went through this list of ways to make $400 fast — there should be at least one idea that sticks.

While these ideas are great methods to make money in the short term — there are easier ways to score smaller sums of money like making $20 fast or even make $50 fast.

Have you learned how to make 400 dollars fast? We would love to hear any money making ideas we missed.

Want to Make Extra Money Now?

  • Arrived: If you want a simple way to earn extra cash on the side from your phone, look no further than the best real estate platform that pays you passive income.
  • Survey Junkie: Need a $5 gift card daily? Survey Junkie pays users in cash or free e-gift cards. The amount you earn depends on the number and length of surveys you qualify for and complete.
Brian Meiggs
Brian Meiggs
Every day we put together original stories that help you conquer each day a little better. Consider us your secret tool to get your life done right. Brian Meiggs is the founder of Whippio anD and has a love for digital marketing, entrepreneurship, and personal finance. His mission to give you the resources and inspiration you didn’t realize you needed to own your life and love it

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