Best Money Making Apps To Make Money Fast [2022 Update]

For those looking to learn how to make money fast with the best money making apps, this article has the highest paying ones listed. You can use these apps that pay real money to take surveys, pick up side hustles, and earn passive income.

I mean we are on our phones a lot, Americans now check their phones 96 times a day – that’s once every 10 minutes, according to new research by global tech care company Asurion.

It would make sense to use the top-earning apps at least once or twice a day to earn a quick $50 today. That’s why I curated this list of free mobile apps to maximize your profit for the effort you put in.

No fluff here.

Here’s the scoop on how you can earn free PayPal money with the 10 best money making apps.

Best Money Making Apps

Here are 10 of the best money making apps that you can use to make money fast.

1. Survey Junkie – Best for High Paying Surveys 💸

best money making app
  • App Store Rating: 4.5 – ‎28,033+ reviews
  • Google Play Rating: 4.1 – ‎15,091+ reviews
  • Payment: Paid in gift cards, or cash via PayPal.
  • How it works: With Survey Junkie, you’ll complete easy tasks to earn cash and rewards. If you like taking fun and interesting surveys, this is a great money making app to use to earn some extra money. You can earn points that can be easily be redeemed for gift cards or get cash through PayPal.

Survey Junkie is a money making app that doles out cash for taking surveys on different products and services. You also unlock rewards for virtual points that accrue as you take surveys. There are a variety of different products that you can choose based on your preferences. As you build your profile, more choices open up adding incentive to keep at it.

Sounds like fun? Sign-up for Survey Junkie, take surveys and earn money with the best money-making app. You can also get a registration bonus through here.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$1- $50 PayPal or Gift Cards $10


Download: iOS | Android

2. Swagbucks – Best App for Signup Bonus 🤑

best money making app
  • App Store Rating: 4.4 – ‎32,674+ reviews
  • Google Play Rating: 3.9 – ‎47,986+ reviews
  • Payment: Paid in gift cards, or cash via PayPal
  • How it works: With Swagbucks, you can put cash back in your wallet for answering fun surveys and polls. You can also get free gift cards and cash for shopping and discovering content online. Plus, they’ll even give you a $10 welcome bonus.

If you browse the internet a lot, this money making app could actually turn your past time into a moneymaking endeavor. Swagbucks rewards you for shopping online, watching videos, searching and answering surveys. You are credited with points that you can then redeem with your favorite e-tailers online including PayPal, Amazon, and Walmart.

The site has awarded over $282.6 million to its users. Once you have signed up, there will be a list of surveys you qualify for. In fact, you can earn $600 a month using Swagbucks, according to a Huffington Post report. Finding a survey worth taking is easy too, look for surveys that are higher paying and stick to those. Once you earn money in your account you can redeem it for a gift card from your favorite retailer or you can take it as cash through PayPal.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$.40 – $2 PayPal or Gift Cards $3


Download: iOS | Android

3. Fundrise – Best App for Real Estate Investing 🏡

  • App Store Rating: 4.8 – ‎6,674+ reviews
  • Google Play Rating: 4.6 – ‎168+ reviews
  • Payment: Direct Deposit/ACH
  • How it works: With the Fundrise app, real estate investing is now at your fingertips. Real estate investing has powered the growth of the world’s largest investment portfolios for decades and now you can get started instantly.

Are you fascinated with investing into billion-dollar businesses but never knew where you could get started? Fundrise can help you get your feet wet with high-value real estate investments. Here, it is all about investing in private markets rather than the public. They have an expert team of investment professionals who can help you with smart investments into several high returns businesses. Its simple to get started, all you need is $500 and signup here. From there, you’ll pick your investment objectives, and Fundrise helps you allocate your funds.

There is a reason why they currently have over 100,000+ users, this app really pays you real money. I suggest learning more about this Fundrise as it has a proven track record for being a diverse approach for your long-term portfolio. Plus, you’ll likely beat the stock market year after year.

Download: iOS | Android

4. Solitaire Cube – Best App to Win Money Instantly ♦️

solitaire cube make money
  • App Store Rating: 4.6 – ‎45,836 reviews
  • Google Play Rating: N/A
  • Payment: Paid in gift cards, or cash via PayPal
  • How it worksSolitaire Cube is an easy way to win some decent money pretty easily with just a small deposit playing Solitaire.

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments to win money instantly. Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time. Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
Uncapped PayPal or Direct Deposit $0


Download: iOS | Android

5. InboxDollars – Best App to Get Paid to Watch Videos 📺

  • App Store Rating: 4.4 – ‎106,369+ reviews
  • Google Play Rating:  4.2 – ‎94,251+ votes
  • Payment: Paid in gift cards or via check
  • How it works: With InboxDollars, you can earn cash for sharing your opinion and completing surveys. Join the millions of InboxDollars members who have earned over $50 million in cash to date.

InboxDollars is another rewards-based app that offers attractive rewards for playing games, taking surveys, reading emails, watching videos, and more. They payout real cash after you complete watching videos, taking surveys or playing games online. They have great reviews from their customers and they payout real money instantly. An award-winning company, they have paid out $57 million in cash rewards so far. Making money from your phone longer a mystery with the help of InboxDollars, and signing up will net you a $5.00 instant bonus.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
Up to $5 Cash & Gift Cards $30


Download: iOS | Android

6. Mistplay – Best App to Get Paid to Play Games 🎮

  • App Store Rating: N/A
  • Google Play Rating: 4.2 – ‎97,847 votes
  • Payment: Paid in gift cards, or cash via PayPal
  • How it works: Mistplay is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 97,847 positive reviews in the Google Play store.

Do you want a money-making app in your life that’ll pay you to play games? I mean, we all heard the old saying “time is money” right? Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a Mistplay (android only) and then download games from it and play, you earn money. As you level up you can earn more money for cash rewards or gift cards. This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50 Per Month Gift Cards 1,500 Points or $5


Download: Android

7. Nielsen Mobile Panel – Best App for Selling Your Data 📲

nielsen mobile app
  • App Store Rating: 4.4 – 2,000+ ratings
  • Google Play Rating: 4.4 – 13,000+ ratings
  • Payment: Gift cards, sweepstakes entries, and earn $50 per year for having the app installed on your device
  • How it works: For installing the Nielsen App on your computer or mobile device, you will automatically be entered into sweepstakes. There are opportunities to even earn $50 per year by having their app installed for one year.

This is an interesting money-making app that Nielsen offers – all you need to do is install it on registered mobile devices. It unobtrusively works in the background and collects certain statistics about browsing habits for which you get paid by them. You can profit by downloading and installing the app on your devices (mobile phone, laptop, tablet) and make $50 fast per device, per year.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50+ PayPal or Gift Cards None


Download: iOS | Android

8. Lucktastic (Best App to Win Money Instantly) 🪙

  • App Store Rating:  3.9 – ‎5,384 reviews
  • Google Play Rating: 3.8 – ‎328,049 votes
  • Payment: Paid in gift cards, or cash via PayPal
  • How it works: Unlike other earning money apps, with Lucktastic (Android), you don’t waste time. You only have to scratch cards once a day and it’ll only take about 5 minutes! For every 30,000 tokens, you can get a $5 gift card which is an amazing deal considering the fact that you’re not really doing much.

If you love the feeling of buying lotto tickets or scratch-offs and dreaming about the money you stand to win — then you would seriously enjoy playing Lucktastic (download for Android only). This free app offers the same daily scratch-off cards that you find at your local convenience store — but here you can play for free and win real money.

I was hesitant at first but this gaming app has over 327,695+ positive reviews in the Google Play store. You can win up to $10,000 in card cash prizes and there are daily $500 Amazon gift card giveaways. The threshold for payout is only $2 and you can get daily opportunities to win big when you download the Lucktastic app for free.

Download: Android

9. MyPoints – Best App for Getting Paid for Shopping Online 🛍️

  • iPhone: N/A
  • Android: 4.0 – 1,200+ ratings
  • Payment: Gift cards, PayPal money, and even airline miles
  • How it works: Whether you want to shop at all your favorite retailers from the convenience of your phone or take surveys on the go, the MyPoints app has you covered. Reward yourself with great experiences as well as free gift cards.

If you are a fan of getting rewards for purchases online, then you’ll love MyPoints. You can take surveys, watch videos, read emails and more to earn points that you can reimburse for various online services. They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible. Plus you can get a $10 gift card after spending $20 at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. That’s all! It’s basically $10 off anything you buy.


Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$2.5 PayPal or Gift Cards $3


Download: iOS | Android

10. Truebill – Best App to Lower Your Bills 👜

  • iPhone: 4.5 – ‎17,523+ reviews
  • Android:  4.4 – 9,382 votes
  • Payment: Reduction in your bills.
  • How it works: When you sync your checking and credit accounts to Truebill, in roughly two minutes the app pulls data from all recurring bills, like Netflix, and tries to negotiate lower rates for you.

Truebill is a high-tech AI assistant that you can use which streamlines your financial requirements. Automation is the key phrase here – Truebill can help you save money by effectively automating a user’s everyday spends. It has some features that will surprise you like automatic Comcast bill negotiation. Truebill trims the excess fat from your spending habits and keeps your financial profile lean and mean! Could you use extra savings in your life right now?

I thought so. Download Truebill for free here.

Download: iOS | Android

Bonus: Best App To Get Money Fast Today

zippy loan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

ZippyLoan offers you online personal loans in about 5 minutes on their completely secure website.

This website basically connects you to lenders which means that waiting times are minimized unlike at a bank. The money is usually deposited in your account the next day you apply for a loan.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Once You Have $1,000 in Your Checking Account from Money Making Apps, Do These 5 Things

how to make 60 dollars fast

Once you built some cushion in your bank account — you’re on the right path. Money making apps can only get you so far, it’s time to think about longer-term financial goals.

What’s the next step you should take?

Here are ways to take your finances to the next level:

Step 1: Build an Emergency Fund

Having money in the bank for emergencies can help you improve your financial standing. You’ll want three to six months’ worth of expenses in your emergency fund. Be sure to stash your money in the right savings account that’ll grow your money.

Start with a high-yield savings account like CIT Bank that offers a Savings Builder that will pay a great APY and still give you instant access to your money in case of an emergency. You can open it with $100 and deposit $100 a month to help you get to $1,000 in less than a year.

Step 2: Get Free Stocks Instantly

While you’re at it, why not increase your net worth with a free stock? Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock.

Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

Step 3: Start Building Passive Income

Fundrise is definitely one of the best passive income apps. This app was originally an iOS app and it has just become available on Android.

By downloading this app, you can start investing in real estate all around the US in as little as 30 minutes and it’s super easy to get started. Then you can literally beat the stock market year after year and start making money in your sleep

If you want to earn the big bucks then you can learn how to get started by getting more information from Fundrise here.

Step 4: Leave Your Family $1M

Who doesn’t want to be a millionaire? While we don’t all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance with Bestow.

Next Option: Apps That Pay Signup Freebies

Your next bet is to get some quick wins through freebies and sign up bonuses.

The three survey sites below are legitimate and you can join from your smartphone. I’m not the biggest fan of survey sites, but it’s worth it just to claim a quick sign up bonus.

Once you’re in and a paid survey is ready for you to take, you’ll get a notification. Sign up for all 3 below (will open in new tabs) and you’ll get paid up to $50/per survey.

inboxdollars logo

Bonus: Get a $5 sign up bonus here
Welcome Bonus: $5
Potential earnings per month: Up to $175
What it could add up to in a year: $2,100
Additional Referral Earnings: 10% of your referral’s earnings


Bonus: Get a $10 sign up bonus here
Welcome Bonus: $10
Potential earnings per month: Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

survey junkie logo

Welcome Bonus: Get 150 Registration Points here
Potential earnings per month:
Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

Is My Personal Information Safe on These Apps?

By sharing your name, email and phone number on these apps you should be OK.

At times, by using these sorts of apps you will be redirected to their partner sites or other apps. You should be weary of disclosing personal information and if you feel like backing out, do it.

Keep these tips in mind:

  • Add your phone number to the Do Not Call Registry.
  • Use an alternative email address.
  • Give a fake phone number (XXX-555-XXXX).
  • Use your last initial instead of your full name.
  • Never give possible answers to “secret questions” i.e. Street you grew up on.

FAQs about Money Making Apps

What apps pay you the most money?

The apps that pay you out the most money and have low minimum payouts are Swagbucks, InboxDollars, and Survey Junkie. You can see the full list on Whippio for more info.

What apps pay you to play games?

Several apps pay you to play games, including Swagbucks, Mistplay, and others. Still, there are other apps where you can make more money so be sure to check the full list on Whippio for more info.

What are the best cash back apps?

The best cash back apps are Dosh, MyPoint, Ibotta, and Fetch Rewards. Dosh is hands-down the best cash back app because it works at tons of locations automatically, with no receipts to scan. Check the full list on Whippio for more info.

Best Money Making Apps Summarized

If you’re looking for a side hustle without expending much time or effort, I’ve got killer news: You can make money right from your phone by downloading these free and easy-to-use smartphone apps:

If you didn’t claim your $5 bonuses already, don’t forget to check out the best sign up bonuses below:

  • SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
  • Branded Surveys: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join Branded Surveys Now

I hope you liked this list of the best money making apps that pay real money through PayPal.

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